What is Usage-Based Insurance?
If you’re an excellent driver with a stellar driving record, cash in on the rewards. Usage-based insurance (UBI) is coverage offered by some auto insurers that considers your driving skills and habits. Under this program, insurers can track your driving in exchange for lower insurance rates and discounts. UBI isn’t for everyone. But it might […]
Underinsurance: How to Prevent Financial Loss
Underinsurance is a longstanding and persistent issue for many Americans. Sometimes, it’s unavoidable when you don’t have the cash flow required for disaster-proof coverage. Go as far as you can with the money at your disposal. Your insurance should protect your finances, not sink you into unmanageable debt. For those on the other side of […]
Underinsurance: What it Is and How it Leaves You Unprotected
Being underinsured can hit you where it hurts the most—your pocket. Underinsurance leaves you wide open for financial ruin if a major disaster hits. Whether for your home, automobile, life, health, or business, having adequate insurance can save you in the long run. Not convinced? In this two-part series, we’ll take a look at: Part […]
What is Auto Insurance and How Does it Work?
Don’t take your car insurance for granted. In the event of any vehicle-related accidents, it stands between you and possible debt. Out-of-pocket repair costs, especially in the case of a major accident, is no joke. The high price tag is why millions of Americans cannot afford self-insurance, and you may be one of them. Can […]
All You Need to Know About Life Insurance
Life Insurance policies are tricky to understand. With all the information available on the internet, it’s easy to become overwhelmed by information overload. So, where do you start first? First, you should probably decide if life insurance is the right financial move for you right now. There are factors for consideration, which we’ll get into […]
Home Insurance: What You Need to Know
Table of Contents Your insurance coverage is one of your biggest challenges when considering homeownership. Lenders require that you insure your home to protect their interests. Unfortunately, learning about the features and benefits of your home policy can prove tedious. All the jargon and numbers are intimidating if you don’t understand them but learning […]
