Myths About Life Insurance
There are many myths surrounding life insurance. Some of them are misunderstandings of facts, while others are simply bogus. Many Americans opt not to invest in a policy because of all the misinformation they encounter. Prepare yourself with the facts to make an informed decision about your and your family’s future security. Let’s discuss some […]
What is an Insurance Grace Period?
Grace periods are nothing new. They come with credit cards, your mortgage, and most other loans, giving customers a safe wiggle room to settle late payments. Sometimes with penalties or without. An insurance grace period works in the same way. It protects your continued insurance coverage if your premium payments are late. Read on to […]
Does Auto Insurance Cover Wildfire Damages?
Insurance is a burning concern (pardon the pun) amidst the growing threat of wildfires. According to the Congressional Research Service, every year since 2000, an average of 71,300 wildfires burned over 6.9 million acres. More wildfires occur in the U.S.’s eastern parts, but the West sees larger fires that cause more significant damage. In 2019, […]
Life Insurance Riders: What You Need To Know
Life insurance isn’t one size fits all. Sometimes you need to tweak them for the perfect fit. Riders are add-ons that deliver additional customization and maximize the protections offered under your life coverage. In today’s post, we’ll discuss what you need to know about life insurance riders and how they can benefit you. I | What […]
How to Dispute a Homeowners Insurance Claim Denial or Settlement Offer
Maybe you’ve filed your claim and received an offer, but you can smell the low-balling a mile away. Or your insurer denied your request altogether. Now you’re wondering how you can tackle the situation for a better result. Always approach the claim process, from your initial filing to a dispute, with caution. The United States is a highly litigious country. We can […]
How to File a Home Insurance Claim: Everything You Need to Know
Despite our preparations for the ‘what-if’ crisis, the event will almost always be a shock. It’s one thing to prepare for a hypothetical that may not occur and another to face the reality of it. All the same, laying the groundwork for recovery beforehand lessens the stress. Understanding your insurance claims payment process is essential. […]
Riders for Home Insurance: What You Need to Know
Base policies don’t always offer the most reliable protection. Insurance companies offer riders to bridge the gap and provide you with the best coverage possible. In today’s post, we’ll explore riders, also referred to as endorsements, how they can supercharge your standard homeowners policy and some available rider options. I | Riders and Endorsements on […]
8 Common Mistakes Homeowners Make When Buying Home Insurance
Homeowners make some common mistakes when purchasing insurance. Some are minor, while others can cause headaches down the line and thousands of dollars to fix. This week’s blog will review common mistakes you should watch out for when purchasing a home insurance policy. I | Mistakes to Avoid When Buying Home Insurance 1. Placing prices […]
Auto Insurance Quotes in California for Couples
Your age, marital status, driving, and criminal history can affect your auto premiums. If you’re married, living in California, and looking to buy a new car, we’ve broken down the state’s most popular models for you to consider. Included are quotes to give you an idea of the premiums you may pay. I | Glossary […]
What to Expect from a Life Insurance Medical Exam
When you’re applying for life insurance, you are required to do a medical examination. Insurers use your results as part of the underwriting process to determine your coverage and final premium eligibility. Not all life policies require a medical exam, but the best ones do. Policies that don’t require verification of your medical history are […]
