Home Gadgets to Save You Money

home gadgets to save you money

You can indulge in your love for gadgets and still be semi-frugal. How? By buying gadgets that pay for themselves and save money in other areas of your life. Some show immediate benefits, while others show savings over time. These gadgets are often energy-efficient and environmentally safe. Most of all, they aren’t impulse buys. A […]

New Year’s Resolutions for Homeowners

home chores

It’s the new year and time to prepare for whatever it has in store. We’ve been seeing some crazy times of late, and more than ever, planning for the unexpected is a game-changer. So, with that in mind, let’s look at some homeowner resolutions. I | Update/Create Home Inventory List A home inventory list records […]

Mortgage Refinancing: What Is It And How Does It Work?

what is mortgage refinancing

Refinancing saves Americans thousands of dollars yearly. According to a FreddieMac report, homeowners took advantage of the low-interest rates in the first half of 2021, saving over $2,800 in mortgage payments annually. Imagine what you could do with the additional funds you save on your monthly payments. Refinancing is a smart financial strategy every homeowner should […]

Buying a Starter Home Vs. a Forever Home

buying a starter home

We can’t all afford our dream home right from the start. But that doesn’t mean the dream won’t come true. Sometimes you have to start a little below the line and build your way up. Here’s what you need to know about buying a starter home versus a forever home and how to decide which […]

Winter Prep: 10 Ways you to Stay Safe and Healthy

how to stay safe and healthy in winter

Winter’s coming. And it doesn’t matter if you’re a fan or not; it’s time to prepare. Carrying out some essential home maintenance or repair, inside and outside your home, can save you money when the spring thaw arrives. Winter in the Northern Hemisphere begins on December 21. Early planning is the best way to protect yourself […]

Rebuilding Your Home After an Insurance Claim

rebuilding a home from an insurance claim

Rebuilding or repairing your home after a disaster is a long, complicated process. Here’s what you need to know about the cost of rebuilding your home and the primary considerations you’ll need to juggle for a speedy resolution. I | Is Your Home Insured for Its Full Replacement Cost? The answer to the question we’re […]

Types of Home Inspections Every Homebuyer Should Know

types of home inspection

What’s the health of the house you want to buy? Is your current dwelling line-in safe? These are some of the questions a home inspection answers. Here are some home inspections you should consider if you’re looking to buy, sell, or check the health of your home. I | Appraisal vs. Inspection: The Differences A […]

Things to Know Before You Refinance Your Mortgage

refinance your mortgage

Favorable market rates don’t mean that refinancing is right for you. Before jumping on the bandwagon, assess your circumstances and if it’s the right way forward. Here’s what you need to evaluate before deciding to refinance your mortgage. I | What Is Mortgage Refinance? Refinancing your mortgage replaces your present loan with a new one. […]

More Life Insurance Riders You Need to Know

life insurance riders

Our previous blog post about life insurance riders explored what they are, five standard life insurance riders, and if life insurance riders are worth the additional cost. This post expands the list with eight more options insurance companies offer to bolster your protection. I | Quick Recap of Previously Mentioned Riders Here are the riders […]

Different Types of Handyman Services You Need to Know

what are handyman services

Keeping your house in tip-top shape isn’t always cheap. But it is necessary. Untreated minor damages can worsen into costly problems down the line if overlooked. Finding the right help for your repair job comes down to the type and scope of the project. These two criteria mean the difference between hiring a contractor or […]